Investing Should Not Be ‘One Size Fits All’
Your portfolio recommendations should be developed with your own specific goals, risk tolerance, tax situation and time horizon in mind. Although we use a set of strategies that are common across our clients, each portfolio’s composition of strategies is customized to the individual client’s needs. We pay close attention to asset location when we recommend a specific investment plan – this means we try to hold the right assets in the right accounts to improve your after-tax returns.
Especially in today’s higher tax rate environment, it is important for us to hold the tax-efficient, traditional elements of your portfolio in your taxable accounts while we seek to locate more active, tactical elements in tax-deferred accounts such as IRAs. This helps to minimize or defer the impact of capital gain and income taxes on your portfolio.